Don't Let 2.9 Trillion Won Go to Waste: How to Claim Your Credit Card Points at Once

The first piece of useful news is about dormant credit card points.

As the government considers a plan to allow credit card points to be converted into local currency, interest in dormant points is growing.

There are ways you can use them right now.

As of the end of June last year, the balance of unused credit card points held by card companies exceeded 2.9 trillion won.

The expiration period for these points is generally five years; if they are not used within this timeframe, they simply disappear.

Through the Credit Card Point Integrated Inquiry Service, you can check points scattered across multiple card companies at once and convert them into cash, or use them to offset credit card bills, pay annual fees, or make payments at online shopping malls.

Some banks also allow you to use these points to deposit into savings, deposit, or retirement pension accounts.

At Cardotax, you can also use your credit card points to pay national and local taxes.
※ Please note: This article was translated by AI and may contain errors.