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46.7% of Homeowners Say Income Is Insufficient... Only 17.7% Report Having Surplus

Han Jiyeon

Published : Oct 29, 2026 10:40 AM

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[Economy 365]

Nearly half of all household heads living in their own homes feel that their income is insufficient, data showed.

According to a survey by the National Data Agency, 46.7% of respondents reported that their income was insufficient, while only 17.7% said they had a surplus.

Those who answered that their income was adequate stood at 35.6%.

Among household heads living in jeonse (lump-sum deposit lease) homes, 50.1% said their income was insufficient, which is 3.4 percentage points higher than homeowners.

However, because the survey was based on housing tenure type, there is a possibility that some homeowners were included among the jeonse tenants.

*This article was produced with AI audio.