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Retirement Prep for 2030s Changes... Proportion of Stocks and Bonds Surges 5-Fold

Han Jiyeon

Published : Sep 10, 2026 10:33 AM

Video

[Economy 365]

The number of people in their 20s and 30s preparing for retirement through stocks and bonds has increased by about 5 times over a 14-year period.

Last year, the proportions of those choosing stocks and bonds as a retirement preparation method were 12.8% for those in their 20s and 13.4% for those in their 30s.

Back in 2011, these figures stood at a mere 2.6% and 2.8%, respectively.

In particular, after surging significantly in 2021—amid a stock investment boom—to 11.6% for those in their 20s and 11.3% for those in their 30s, the levels have remained high.

However, the core of retirement preparation still remained the National Pension and bank deposits or savings.

Last year, 71% of all adults cited the National Pension, and 44.1% cited bank deposits, savings, and savings-type insurance as means of preparing for retirement.

*This article was produced with AI audio.