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A closer look at smartphone insurance.

These days, smartphone prices easily exceed 1 million won.

Some even top 3 million won.

Consequently, smartphone insurance products are diversifying as well.

According to Kakao Pay Insurance, the cumulative number of mobile phone insurance subscribers from January to March this year increased by 165% compared to the same period last year.

Kakao Pay Insurance offers a product that provides premium smartphone repair coverage starting at a monthly rate of 6,500 won.

The three major mobile carriers are also selling damage insurance ranging from 7,000 won to 8,000 won per month for models like the Galaxy Fold or Flip.

Samsung Electronics' Samsung Care+ costs 9,900 won per month.

In the case of the "Galaxy Z Fold 8 Ultra 1TB", for which pre-orders actually begin today, the price is 3.45 million won.

Given the high price, there are things you should carefully check.

You need to verify whether the policy covers only damage or includes loss and theft as well.

It is advisable to thoroughly review the insurance premiums, deductibles, and mandatory subscription periods before signing up.