"Frugal tech," which involves converting points gathered through attendance checks or shopping into investment funds, is spreading even to middle-aged and older generations.
At one brokerage, users can exchange points received from attendance checks, quizzes, or shopping into cash to invest in stocks or funds.
And over half of the service users were reportedly in their 40s and 50s.
At another brokerage, purchasing items from affiliated shopping malls refunds 3 to 4 percent of the payment amount, which can be exchanged for stock purchase coupons.
At yet another brokerage, users can open accounts and trade domestic and international stocks directly from a point app without needing a separate securities app.
Well, it is great to see even small points gathered in everyday life being utilized as investment funds. We encourage you to look into it.
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